Types of Medical Expenses
HSA Qualified and Non-Qualified
 
Qualified HSA (MSA) medical expenses include for example:
 
  • Acupuncture
  • Alcoholism treatment
  • Ambulance
  • Artificial limbs or prostheses
  • Artificial teeth
  • Birth control pills (by prescription)
  • Braces
  • Breast reconstruction surgery
  • Car – special hand controls or equipment to accommodate a disabled person
  • Chiropractor
  • Christian Science practitioner
  • Contact lenses and cleaning solutions
  • Crutches
  • Dental treatment
  • Dentures
  • Dermatologist
  • Diagnostic devices (blood sugar test kit)
  • Drug addiction treatment
  • Eyeglasses
  • Fertility enhancement
  • Guide dog or assistance animal
  • Hearing aids and batteries
  • Home care
  • Home improvements to accommodate a disabled person
  • Hospital services Lab fees
  • Laser eye surgery
  • Lead paint removal
  • Lodging (away from home for prescribed outpatient care)
  • Long-term care premiums (certain limits apply)
  • Long-term care services
  • Nonprescription medications
  • Nursing home
  • Nursing services (including board and meals)
  • Ophthalmologist
  • Optician
  • Optometrist
  • Organ transplant (including donor’s expenses)
  • Osteopath
  • Oxygen and oxygen equipment
  • Physician services
  • Podiatrist
  • Prescription medications
  • Psychiatric care
  • Psychiatrist
  • Psychologist
  • Special home for the mentally retarded
  • Special school costs for the handicapped
  • Sterilization
  • Surgery
  • Stop-smoking programs (physician prescribed)
  • Telephone or TV equipment to assist the hearing impaired
  • Therapy
  • Transportation (primarily for and essential to medical care)
  • Vasectomy
  • Weight loss programs to treat an existing disease
  • Wheelchair
  • X-rays
Non-Qualified HSA (MSA) medical expenses are for example:
 
  • Athletic or health club membership
  • Automobile insurance premium allocable to medical coverage
  • Babysitting and childcare for a healthy baby
  • Bottled water
  • Cosmetic surgery and procedures (unless for deformity)
  • Cosmetics, hygiene products and similar items
  • Diaper service
  • Domestic help
  • Electrolysis or hair removal
  • Funeral, cremation or burial expenses
  • Hair transplant
  • Illegal operations and treatments
  • Maternity clothes
  • Nutritional supplements
  • Premiums for life insurance, income protection, disability, loss of limbs, sight or similar benefits
 
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