• Doctor Office Visits
  Choice of Office Visit copay options: ^$10, ^$20, ^$25, ^$30 or $40.
• Prescription Drug Benefits
  Copay options: $10, $15 or $25 for generic drugs or $20, $25 or $35 for brand name drugs.
• Accident Coverage
  • Emergency Room Visits
  • In the Doctor's Office
• Other Benefits
  • Initial rates guaranteed for 12 months.
  • Plans with lifetime maximum benefits ranging from $2 million to $8 million
  • PPO plan options with no primary care physician or
    " gatekeeper ".
  • First dollar accident benefits to $500, $1,000 or $2,500 with zero deductible for treatment of accidental injuries.
  • Routine wellness benefits by PPO network providers: 
          Routine physical exams
          Routine lab
          Prostate screening
          Pap smear
          Mammogram
  • Optional Dental and Vision coverage also available.

Newer more economical PPO copay plans include:

• Small plan Service Deductibles ranging from $100 to $500 -
  • for each hospital admission or visit to the hospital emergency room
  • for each outpatient surgical facility visit
  • for outpatient testing
  • for outpatient prescription drugs
• Lower specific individual plan maximum benefit limits -
  • lower hospital outpatient service coverage
  • more limited prescription drug coverage
  • lower yearly total benefit coverage maximums.